Founding Chronicle · Pre-launchRead the institutional record

Founding Draft

Proposed Product Parameters

Design targets for evaluation—not offers, promised terms, or currently available accounts.

01

Sacred Personal™

Target monthly platform fee: $0. Target minimum opening deposit: $0. Proposed eligibility: U.S. adults age 18 or older who satisfy identity, tax-identification, sanctions, residency, and provider requirements. Transaction, ATM, transfer, deposit, card, and balance limits remain provider-dependent and unset.

02

Sacred Reserve™

Target monthly platform fee: $0. Target minimum opening deposit: $0. Proposed eligibility mirrors Sacred Personal™. Yield, withdrawal rules, transaction limits, deposit-insurance treatment, and provider remain unset and may not be advertised until approved.

03

Sacred Creator™

Platform pricing is unset pending feature scope and partner economics. Proposed eligibility includes verified U.S. adults or eligible entities that satisfy provider checks. Royalty, collaborator, payment, tax-reserve, and transfer limits remain unset. No escrow or ownership adjudication is proposed.

04

Sacred Business™

Platform pricing is unset. Proposed eligibility includes properly formed eligible U.S. entities whose beneficial owners and authorized users satisfy provider review. Card, transfer, cash, user, and approval limits remain unset.

05

Provider and disclosure rule

No provider has been selected. Before launch, each path must publish the legal provider, complete fee schedule, all material limits, eligibility, availability, funds-flow description, privacy roles, complaint route, and accurate deposit-insurance disclosure. “Target $0” is not a contractual promise.

Authoritative reference points

Standards consulted for this founding draft.

FDIC · Interagency third-party guidance ↗CFPB · Compliance management review ↗Federal Reserve · Consumer compliance ratings ↗